Steps in buying a house!!

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Take stock of your finances:
Before thinking of buying or selling a house, take your personal monthly finances into consideration. Think about affording a house, plan ahead and seek help from an experienced Realtor in doing so.  

Credit Limit:
Know your credit card limits and review your usage to prevent a potential approval pitfall. According to Equifax, the closer you get to using all your available credit, the less likely you are to have a good credit score or seem like an attractive mortgage candidate to a potential lender.

Start with financing. 
Obtaining pre-approval for a loan will make the process of negotiation and loan approval process smoother from the start.

Find a real estate agent. 
The seller is the one who pays the commission, so there's no reason not to get the help of an agent. Agents can get you the house that you dream of. They can also help you finding a perfect location, and get your house financed easily through their connections.

Look for a professional who is both familiar with the area you’re considering and its home values – and who is well versed in the laws, timelines and deadlines in your state.

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